Q. What is a Statement of Information?
A. Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real property from others with similar names. After identifying the true buyers and sellers, title companies may disregard the judgments, liens or other matters on the public records under similar names.
Q. What does a Statement of Information do?
A. A properly completed Statement of Information will allow the title company to differentiate between parties with the same or similar names when searching documents recorded by name.
Q. What type of information is requested on a Statement of Information?
A. Types of information include your full name, social security number, year of birth, birthplace, marital status, etc.
Q. Will the Statement of Information I supply be kept confidential?
A. Yes, your privacy is very important to us, and all the information we collect will be handled responsibly, and kept completely confidential.
Q. What happens if a buyer, seller, or borrower fails to provide the requested Statement of Information?
A. Per the California Association of Realtors® contract, sellers are required to provide the Statement of Information to their escrow holder within 7 days of acceptance of the contract. Without a Statement of Information, it would be necessary for the title company to list as exceptions from coverage judgements, liens or other matters which may affect the property to be insured. Such exceptions would be unacceptable to most lenders – whose interest must also be insured, and will prohibit the close of escrow.
问：什么是信息陈述文件？
答：信息陈述文件是提供给产权公司他们所需的信息，用以区分与不动产买卖双方名字相同或相似的人。 在确定真正的买方和卖方后，产权公司就可以忽略与买卖双方相同或相似名字下被记录的判决，留置抵押权或其他事项。
问：信息陈述文件有什么作用？
答：正确完成的信息陈述文件将会使产权公司在按名字搜索文件时可以正确区分相同或相似的名字。
问：信息陈述文件会需要提供哪些类型的信息？
答：包括您的全名，社会安全号码，出生年份，出生地，婚姻状况等。
问：我提供的信息陈述文件内容是否会保密？
答：是的，产权公司都会负责任的处理收集的所有信息，并绝对保密。
问：如果买方，卖方或借贷方未能提供所要求的信息陈述文件会怎样？
答：根据加州房地产经纪人协会®合同，卖方必须在接受买方合同后7天内向其托管公司提供信息陈述文件。 如果没有这份文件，产权公司有必要列出可能发生的例外情况，如承保判决，留置权或其他可能影响房产投保的事项。 而这些情况对于大多数贷款人来说是不被接受的，因为他们的利益也必须参加保险，这将导致房产交易无法进行下去。
更多美国生活资讯请扫描Sofia微信公众号，或咨询以下联系方式！
